At D. M. Johnson Insurance Agency, you can rely on us to be your trusted Avon insurance agency and help provide you with the coverage you need. We are an independent insurance agency, that helps match our clients with the right insurance provider with a tailored policy to fit their needs. We offer many personal insurance options, including Personal Umbrella Insurance.
Life always throws us curveballs. From car accidents injuring others to your neighbors suing you because your animal accidentally bit them, your basic Avon CT insurance coverage may not cover all the damages and medical expenses. Before you have to deal with the loss of time and money, have you considered getting an additional insurance plan that will kick in and help with these extra charges? That is where Personal Umbrella Insurance comes in.
Umbrella insurance offers an extra layer of liability coverage* to help defend you from a financially devastating claim or lawsuit. An umbrella policy provides $1 million to $5 million in additional liability coverage on top of an existing homeowners or auto policy. While umbrella coverage is optional, it can provide increased protection in the instance of an unfortunate accident.

D. M. Johnson Insurance is your knowledgeable local agent who has experience with auto, home, motorcycle, umbrella, life, disabilty and business insurance. Whether you’ve recently purchased a new vehicle or home, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.
Contact D. M. Johnson Insurance today to learn more about the optimal insurance coverage options for your vehicles, home and business. Plus, find out what discounts you might be eligible for.
About Avon
Avon is a town in the Farmington Valley region of the Capitol Planning Region, Connecticut, United States. As of the 2020 census, the town had a population of 18,932.At the end of the last Ice Age, c.12,400 years BP of the Younger Dryas, nomadic peoples built a campsite adjacent to the river that would become known as the Farmington River. They were apparently the first people to populate the region that would become known as southern New England, including the region that would become Avon. Over the Paleoindian period the site was revisted multiple times by other nomadic peoples until it gradually became buried by sediment from the river's occasional flooding. In the winter of 2019, the campsite remains were excavated in Avon, along with stone tools and artifacts constructed from materials in neighboring regions.

How Do Umbrella Policies Work?
Umbrella insurance kicks in when damages from a covered claim surpass the limits in the underlying policy – everything from a lawsuit resulting from a delivery person in Avon slipping on ice in your driveway to medical care for a friend who was injured by your family pet.Don’t sacrifice your family’s financial well-being to an unexpected accident. Talk to a D. M. Johnson Insurance Agency professional about adding umbrella insurance to your policy. One conversation today could prevent a split-second accident tomorrow from changing your life unexpectedly.
Would you be covered if...
Accidents happen. Are you prepared for the outcomes of the unexpected? Here are some questions to consider:- What would you do if your dog accidentally injured your Avon neighbor’s child?
- What if your mail carrier tripped over a crack in your driveway, resulting in injury and disability?
- If an overgrown tree in your yard crashed through your neighbor’s roof, would you have the funds to cover repairs?
- And what if you severely injured someone in a car crash?
- No one expects to find themselves in these situations, but umbrella insurance for ?Avon can offer peace of mind when the unexpected occurs.