We make it quick and easy for Berlin residents to get motorcycle coverage, so you can get on the road. We specialize custom policies at an affordable cost, while getting a local agent who cares. There are lots of available discounts that we include to get you the best rate like the quote in advance discount, motorcycle license discount, safety course discount, responsible driver discount, and pay on time discount… just to name a few. You deserve great coverage that is included standard in your Berlin policy, such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.
D. M. Johnson Insurance is your knowledgeable local agent who has experience with auto, home, motorcycle, umbrella, life, disabilty and business insurance. Whether you’ve recently purchased a new vehicle or home, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.
Contact D. M. Johnson Insurance today to learn more about the optimal insurance coverage options for your vehicles, home and business. Plus, find out what discounts you might be eligible for.
About Berlin
Berlin is a town in the Capitol Planning Region, Connecticut, United States. The population was 20,175 at the 2020 census. It was incorporated in 1785. The geographic center of Connecticut is located in the town. Berlin is residential and industrial, and is served by the Amtrak station of the same name. Berlin also has two hamlets: Kensington and East Berlin.
Types of Coverage:
Liability Insurance
As a biker, you know there are a lot of risks to owning and riding a motorcycle. As you are more exposed to the elements and less likely to be seen by other vehicles, accidents are common. This is why liability coverage in is important, as it will protect you if you are found at fault for the cause of an accident. It will cover the costs of medical bills, damages done to the vehicles, and possibly lost wages if an individual is unable to return to work while they are recovering. This Berlin CT coverage can also help you with legal fees in case of a lawsuit.
Collision Coverage
If you have taken out a loan on your motorcycle, then you may have been required to have the bike under collision coverage. This kind of coverage helps to cover the costs of any damages done to your bike if you were to be hit by another vehicle. It also covers damages done if you were to fall off of your bike. If you find that this insurance is costing you more than the motorcycle is worth, then you may wish to reach out to D. M. Johnson Insurance Agency. Still, it is recommended that you keep this type of coverage.
Uninsured/Underinsured Coverage
This coverage protects you and any passengers in the event of a collision with an uninsured, or underinsured, driver. It can help cover costs of damages done to your motorcycle in case the other driver’s insurance will not cover those costs.
Medical Payments Coverage
As mentioned before, riding a motorcycle in Berlin can be a dangerous activity. Having medical payments coverage helps cover any necessary medical treatments necessary after an accident on your bike occurs. It will cover you as the driver and any passengers. This is a great coverage option especially if you do not have health insurance.Our motorcycle insurance policies cover a variety of bikes:
- Scooters
- Mopeds
- Classic, standard, and custom motorcycles
- Trikes
- Cruisers
- Street bikes and more
Our Berlin CT motorcycle insurance policies cover expenses beyond just the cost of repair or replacement of your bike. Additional coverage includes:
- Costs associated with bodily injury to yourself or others involved in the accident
- Costs of any property damage you caused with your motorcycle
- Costs associated with motorcycle theft or vandalism
- Costs of damage sustained while your bike is in storage
(e.g. water or smoke damage).