At D. M. Johnson Insurance Agency, you can rely on us to be your trusted local insurance agency and help provide you with the coverage you need in Middletown. We are an independent insurance agency, that helps match our clients with the right insurance provider with a tailored policy to fit their needs. We offer many personal insurance options, including Personal Umbrella Insurance.
Life always throws us curveballs. From car accidents injuring others to your neighbors suing you because your animal accidentally bit them, your basic insurance coverage may not cover all the damages and medical expenses. Before you have to deal with the loss of time and money, have you considered getting an additional insurance plan that will kick in and help with these extra charges? That is where Personal Umbrella Insurance comes in.

D. M. Johnson Insurance is your knowledgeable local agent who has experience with auto, home, motorcycle, umbrella, life, disabilty and business insurance. Whether you’ve recently purchased a new vehicle or home, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.
Contact D. M. Johnson Insurance today to learn more about the optimal insurance coverage options for your vehicles, home and business. Plus, find out what discounts you might be eligible for.
About Middletown
Middletown is a city in Middlesex County, Connecticut, United States. Located along the Connecticut River, in the central part of the state, it is 16 miles (26 kilometers) south of Hartford. Middletown is the largest city in the Lower Connecticut River Valley Planning Region. In 1650, it was incorporated by English settlers as a town under its original Native American name, Mattabeseck, after the local Wangunk village of the same name. They were among many tribes along the Atlantic coast who spoke Algonquian languages. The colonists renamed the settlement in 1653.
When Hartford County was organized on May 10, 1666, Middletown was included within its boundaries. In 1784, the central settlement was incorporated as a city distinct from the town. Both were included within newly formed Middlesex County in May 1785. In 1923, the City of Middletown was consolidated with the Town, making the city limits extensive.
Originally developed as a sailing port and then an industrial center on the Connecticut River, it is now largely residential. Its downtown, based on Main Street, serves as a popular retail, dining, and bar district near Wesleyan University. Middletown was the county seat of Middlesex County from its creation in 1785 until the elimination of county government in 1960. As of the 2020 census, the city had a total population of 47,717. Middletown, Connecticut is considered the southernmost city in the Hartford-Springfield Knowledge Corridor Metropolitan Region, which features a combined metro population of 1.9 million. Middletown is largely a politically progressive city, and is home to one of the largest pride events in all of Connecticut.

How Do Umbrella Policies Work?
Umbrella insurance kicks in when damages from a covered claim surpass the limits in the underlying policy – everything from a lawsuit resulting from a delivery person slipping on ice in your driveway to medical care for a friend who was injured by your family pet.
Don’t sacrifice your family’s financial well-being to an unexpected accident. Talk to a D. M. Insurance Agency professional about adding umbrella insurance to your Middletown CT policy. One conversation today could prevent a split-second accident tomorrow from changing your life unexpectedly.
Would you be covered if...
Accidents happen. Are you prepared for the outcomes of the unexpected? Here are some questions to consider:
- What would you do if your dog accidentally injured your neighbor’s child?
- What if your mail carrier tripped over a crack in your driveway, resulting in injury and disability?
- If an overgrown tree in your yard crashed through your neighbor’s roof, would you have the funds to cover repairs?
- And what if you severely injured someone in a car crash?
- No one expects to find themselves in these situations, but umbrella insurance can offer peace of mind when the unexpected occurs.
For more information about these Middletown CT coverage options and how to include them in an umbrella insurance policy, please contact a D. M. Johnson Insurance Agency professional at 860-436-5339.