CT homeownership at any phase of your life can be both exciting and daunting at the same time. By working with a Nickerson Insurance Agency professional, you can be confident that you are getting access to the best home insurance options and prices, excellent money-saving advice, and multiple, top-quality insurance carriers.
Designing a comprehensive homeowners insurance program is always a collaborative process between the Nickerson team and our clients. This approach includes a detailed fact-finding about you, your family, and your home, and helps us find the policy that best matches your specific needs and fits your individual budget. The information we gather also enables us to identify a variety of homeowners coverage extensions that might be appropriate for your Middletown CT property, including:
- Calculation of Your Home’s Rebuilding Cost
- Dwelling Replacement Cost Guarantee
- Scheduled Jewelry, Fine Arts,
- or Other Special Property
- Personal Property Replacement Cost
- Personal Injury Coverage
- Identity Fraud Expense Coverage
- Ordinance or Law Coverage
- Earthquake
- Sewer Backup
D. M. Johnson Insurance is your knowledgeable local agent who has experience with auto, home, motorcycle, umbrella, life, disability and business insurance. Whether you’ve recently purchased a new vehicle or home, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.
Contact D. M. Johnson Insurance today to learn more about the optimal insurance coverage options for your vehicles, home and business. Plus, find out what discounts you might be eligible for.
About Middletown
Middletown is a city in Middlesex County, Connecticut, United States. Located along the Connecticut River, in the central part of the state, it is 16 miles (26 kilometers) south of Hartford. Middletown is the largest city in the Lower Connecticut River Valley Planning Region. In 1650, it was incorporated by English settlers as a town under its original Native American name, Mattabeseck, after the local Wangunk village of the same name. They were among many tribes along the Atlantic coast who spoke Algonquian languages. The colonists renamed the settlement in 1653.
When Hartford County was organized on May 10, 1666, Middletown was included within its boundaries. In 1784, the central settlement was incorporated as a city distinct from the town. Both were included within newly formed Middlesex County in May 1785. In 1923, the City of Middletown was consolidated with the Town, making the city limits extensive.
Originally developed as a sailing port and then an industrial center on the Connecticut River, it is now largely residential. Its downtown, based on Main Street, serves as a popular retail, dining, and bar district near Wesleyan University. Middletown was the county seat of Middlesex County from its creation in 1785 until the elimination of county government in 1960. As of the 2020 census, the city had a total population of 47,717. Middletown, Connecticut is considered the southernmost city in the Hartford-Springfield Knowledge Corridor Metropolitan Region, which features a combined metro population of 1.9 million. Middletown is largely a politically progressive city, and is home to one of the largest pride events in all of Connecticut.
How Home Insurance Works?
Having homeowners insurance is critical protection for your property and belongings. But it’s also important to understand how it will go to work for you in the event of a claim. D. M. Johnson Insurance Agency provides an informative review of the standard policy for Middletown CT.
What Home Insurance Covers?
Potential threats to your property lurk around every corner. Erratic weather patterns, accidental kitchen fires, unexpected break-ins, can all cause damage to your home and belongings. We explain what types of events are typically covered by your policy.
What Home Insurance Costs?
As with any purchase, we’re sure you want to understand what a homeowners insurance policy might cost you before you make a buying decision. D. M. Johnson Insurance Agency shares details about the five factors that can affect your home insurance rates.
Middletown Home Insurance Frequent Questions
You probably have many questions about your homeowners insurance, and, for then more than 30 years, D. M. Johnson Insurance has been doing our best to give home buyers and homeowners all the answers they need to be informed. D. M. Johnsons Insurance Agency discusses the most frequently asked questions about Middletown CT home insurance.