Common Problems Motorcycle Owners Face
Many riders struggle with:
- High insurance premiums that don’t reflect how often or safely they ride.
- Limited policy options that don’t cover accessories or custom parts.
- Generic national carriers that treat motorcycles as an afterthought rather than a specialty.
- Confusing policy details that leave riders unsure what’s actually covered.
That’s where D. M. Johnson Insurance comes in. As your local motorcycle insurance broker in Berlin, CT, we simplify the process, find the best value across multiple carriers, and explain your coverage in plain language. You get expert advice and personalized protection—without the stress.
Comprehensive Motorcycle Coverage Options
Our motorcycle insurance company in Berlin, CT offers a range of protection options designed for every kind of rider:
Liability Insurance
Accidents happen—especially on busy roads. Liability coverage protects you if you’re found at fault, covering medical expenses, property damage, and even legal fees. It’s a must-have for anyone seeking dependable insurance for motorcycles in Berlin, CT.
Collision Coverage
If your motorcycle is financed or leased, collision coverage ensures you’re covered for damages from accidents, even if you fall or are struck by another vehicle. Our team at D. M. Johnson Insurance Agency can help you determine whether this coverage is cost-effective based on your bike’s value.
Uninsured/Underinsured Motorist Coverage
Unfortunately, not every driver carries enough insurance. This coverage protects you and your passengers if you’re hit by someone with little or no insurance.
Medical Payments Coverage
Motorcycle accidents can lead to costly medical bills. This coverage helps pay for necessary medical treatments for you and your passengers—even if you don’t have health insurance.
Extra Protection for Every Rider
Our policies cover more than just repairs. You’ll also be protected from:
- Theft or vandalism
- Damage while your bike is in storage (e.g., smoke or water damage)
- Bodily injury to yourself or others
- Damage to another person’s property
Plus, we offer great discounts—like safe driver, advance quote, and motorcycle license discounts—to help you save even more.
Why Choose D. M. Johnson Insurance?
As a trusted bike insurance company in Berlin, CT, we combine local expertise with national-level coverage options. You’ll work directly with knowledgeable agents who specialize in motorcycle insurance—not just general policies.
We’re proud to serve Berlin and the surrounding areas with personalized insurance for motorcycles, autos, homes, and businesses. Whether you’re a first-time rider or a lifelong motorcyclist, we’ll help you find coverage that fits your needs perfectly.
Get Your Quote Today
Protect your passion with the right motorcycle insurance from D. M. Johnson Insurance, your dedicated motorcycle insurance company in Berlin, CT. Call 860.436.5339 to speak with one of our experienced agents or request a quote online today. Ride safer—and smarter—with a policy tailored just for you.
