Common Problems Riders Face — and How We Solve Them
Many motorcycle owners in Farmington face the same frustrations when it comes to insurance:
- Expensive premiums that don’t match how often or safely they ride.
- Limited protection for custom parts, gear, or accessories.
- Impersonal service from large national carriers that don’t understand the local riding community.
- Unclear policy details that make it difficult to know what’s covered.
At D. M. Johnson Insurance, we take a different approach. As your local motorcycle insurance broker in Farmington, CT, we combine personal attention with deep expertise. We help you navigate options from top insurers, find the best value, and make sure you fully understand your coverage — so you never pay for protection you don’t need.
Why Riders Choose D. M. Johnson Insurance
As a leading motorcycle insurance company in Farmington, CT, we’re proud to provide coverage that’s flexible, affordable, and backed by real people who care. Here’s what sets us apart:
- Personalized policies tailored to your specific bike and riding habits.
- Multiple discounts to keep your costs low, including advance quote, safety course, responsible driver, and pay-on-time savings.
- Comprehensive coverage that includes full replacement cost, OEM parts, accessories protection, and medical payments.
- Local expertise and one-on-one support from agents who live and work right here in Connecticut.
When you work with D. M. Johnson Insurance, you’re not just getting coverage — you’re gaining a trusted partner who’s always looking out for you.
Motorcycle Insurance Coverage Options
Liability Insurance
Motorcycles come with unique risks. Liability insurance protects you financially if you’re found at fault in an accident. It covers medical costs, property damage, and legal fees, helping you stay protected from unexpected expenses. This is one of the most essential types of insurance for motorcycles in Farmington, CT.
Collision Coverage
If your motorcycle is leased or financed, collision coverage is often required. It pays for repairs or replacement if your bike is damaged in a crash — whether you’re hit by another vehicle or lose control. Our experts can help determine whether this coverage makes sense based on your bike’s age and value.
Uninsured/Underinsured Motorist Coverage
This coverage ensures you’re protected if you’re in an accident caused by a driver with little or no insurance. It covers medical costs and damage to your motorcycle, giving you peace of mind on every ride.
Medical Payments Coverage
Riding a motorcycle can be unpredictable, especially in busy areas. This coverage helps pay for medical expenses for you and your passengers after an accident — even if you don’t have health insurance.
Coverage for Every Type of Bike
Our bike insurance company in Farmington, CT provides protection for:
- Scooters and mopeds
- Street and sport bikes
- Cruisers and touring bikes
- Trikes and custom motorcycles
- Classic and vintage models
In addition to repair or replacement costs, our policies can include protection for:
- Bodily injury and property damage liability
- Theft or vandalism
- Damage from fire, smoke, or water while your bike is stored
Medical expenses for you and others involved in an accident
Protect More Than Just Your Bike
At D. M. Johnson Insurance, we do more than motorcycle insurance. We also offer auto, home, umbrella, business, life, and disability insurance — giving you complete protection under one roof. Whether you’re updating your current coverage or comparing rates, our team makes the process simple and stress-free.
Call 860-436-5339 today to speak with one of our friendly local agents or request a free quote. Discover why riders trust D. M. Johnson Insurance — the motorcycle insurance company Farmington, CT residents count on for expertise, value, and peace of mind.
