We make it quick and easy for Middletown residents to get motorcycle coverage, so you can get on the road. We specialize custom policies at an affordable cost, while getting a local agent who cares. There are lots of available discounts that we include to get you the best rate like the quote in advance discount, motorcycle license discount, safety course discount, responsible driver discount, and pay on time discount… just to name a few. You deserve great coverage that is included standard in your Middletown policy, such as full replacement cost, OEM parts, medical coverage, and accessories/custom parts coverage.
D. M. Johnson Insurance is your knowledgeable local agent who has experience with auto, home, motorcycle, umbrella, life, disability and business insurance. Whether you’ve recently purchased a new vehicle or home, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.
Contact D. M. Johnson Insurance today to learn more about the optimal insurance coverage options for your vehicles, home and business. Plus, find out what discounts you might be eligible for.
About Middletown
Middletown is a city in Middlesex County, Connecticut, United States. Located along the Connecticut River, in the central part of the state, it is 16 miles (26 kilometers) south of Hartford. Middletown is the largest city in the Lower Connecticut River Valley Planning Region. In 1650, it was incorporated by English settlers as a town under its original Native American name, Mattabeseck, after the local Wangunk village of the same name. They were among many tribes along the Atlantic coast who spoke Algonquian languages. The colonists renamed the settlement in 1653.
When Hartford County was organized on May 10, 1666, Middletown was included within its boundaries. In 1784, the central settlement was incorporated as a city distinct from the town. Both were included within newly formed Middlesex County in May 1785. In 1923, the City of Middletown was consolidated with the Town, making the city limits extensive.
Originally developed as a sailing port and then an industrial center on the Connecticut River, it is now largely residential. Its downtown, based on Main Street, serves as a popular retail, dining, and bar district near Wesleyan University. Middletown was the county seat of Middlesex County from its creation in 1785 until the elimination of county government in 1960. As of the 2020 census, the city had a total population of 47,717. Middletown, Connecticut is considered the southernmost city in the Hartford-Springfield Knowledge Corridor Metropolitan Region, which features a combined metro population of 1.9 million. Middletown is largely a politically progressive city, and is home to one of the largest pride events in all of Connecticut.
Types of Coverage
Liability Insurance
As a biker, you know there are a lot of risks to owning and riding a motorcycle. As you are more exposed to the elements and less likely to be seen by other vehicles, accidents are common. This is why liability coverage in is important, as it will protect you if you are found at fault for the cause of an accident. It will cover the costs of medical bills, damages done to the vehicles, and possibly lost wages if an individual is unable to return to work while they are recovering. This Middletown CT coverage can also help you with legal fees in case of a lawsuit.
Collision Coverage
If you have taken out a loan on your motorcycle, then you may have been required to have the bike under collision coverage. This kind of coverage helps to cover the costs of any damages done to your bike if you were to be hit by another vehicle. It also covers damages done if you were to fall off of your bike. If you find that this insurance is costing you more than the motorcycle is worth, then you may wish to reach out to D. M. Johnson Insurance Agency. Still, it is recommended that you keep this type of coverage.
Uninsured/Underinsured Coverage
This coverage protects you and any passengers in the event of a collision with an uninsured, or underinsured, driver. It can help cover costs of damages done to your motorcycle in case the other driver’s insurance will not cover those costs.
Medical Payments Coverage
As mentioned before, riding a motorcycle in Avon can be a dangerous activity. Having medical payments coverage helps cover any necessary medical treatments necessary after an accident on your bike occurs. It will cover you as the driver and any passengers. This is a great coverage option especially if you do not have health insurance.