Auto Insurance

A Variety of Car Insurance Options for Drivers in Central CT
Auto Insurance

Drivers in Central Connecticut have numerous reasons every day to hop in their personal vehicles and hit the roadways. We take our hatchbacks, hybrids, crossover SUVs, and four-door sedans to work, to school, to run errands, and to lots of other less “mandatory” activities, like viewing the fall foliage or touring the scenic New England coastline — all the time hoping we have the proper amount of auto insurance coverage in place.

However, with our roads forever jam-packed with cars and their distracted, drowsy, and speeding drivers, the threat of an accident is always a possibility. This constant risk is why it’s extremely important that you are certain your insurance professional has designed your personal auto insurance policy to thoroughly protect you, and any other licensed members of your household, in the event of a crash.

D. M. Johnson Insurance is your knowledgeable local agent who can protect drivers of all ages and experience levels. Whether you’ve recently purchased a new car, handed a set of keys over to a young driver in the household, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.

Contact D. M. Johnson Insurance today to learn more about the optimal auto insurance coverage options for the vehicles and drivers in your household. Plus, hear what discounts you might be eligible for, including:

  • Bundling Auto & Home Insurance
  • Disappearing Deductible Credits
  • Accident Forgiveness
  • Auto Loan/Lease Gap Coverage
  • Multi-Car Individual/Spouse
  • New Customer Credit
  • Automatic Bill Pay/Pay In Full
  • Energy-Saving Hybrids Or Electrics
  • Advanced Driver Training
  • Motor Club Membership Credit
  • New Auto Replacement Cost
  • Pet Coverage
  • A Student Away At School
  • Good Student Discount
  • Low Mileage Discount
  • Group Discounts
  • Accidental Airbag Discharge
  • Original Equipment Manufacturer

How Does Accident Forgiveness Work?

One of the main stressors of getting in a car accident is knowing that your insurance premium is likely to go up. When you add Accident Forgiveness on your auto policy, however, it may mean your insurer will “forgive” your accident and not let your crash affect your rate at annual renewal time.

What Is A Disappearing Deductible?

Having to dig into your own funds to pay for vehicle repairs after a car accident is a double whammy that you probably want to avoid if possible. A Disappearing Deductible might be the simplest way to reduce the potential amount you would have to pay for accident-related repairs and other things.

Why Get Loan/Lease Gap Insurance?

Drivers who borrow money to buy/lease a vehicle often expose themselves to financial risk. That’s because, at the time of an accident, a gap typically exists between what a car’s value is and the loan balance. Loan/Lease Gap Insurance from D. M. Johnson Insurance Agency covers this difference and pays your lender.

How Does A Bundle And Save Discount Work?

You’ve probably heard that bundling your auto with your home, condo, or renters insurance can save you money. But, do you know how to take advantage of this cost-effective insurance option? You might be eligible for a bundling discount if you meet just two simple requirements.

Get access to comprehensive auto insurance coverage for all your personal vehicles:

Partnering with our local, independent insurance agency is a smart decision if you want a combination of the best service, price, and protection for each driver and vehicle in your household.

We have developed very strong, long-term relationships with high quality and easy-to-work-with personal insurance carriers. Through these partnerships, we are able to find you the best auto insurance products for all your personal vehicles, including:

  • Standard Cars, SUVs, and Trucks
  • Collector Cars
  • Motorcycles and Scooters
  • Motorhomes
  • Travel Trailers
  • Off-Road Vehicles
  • Recreational Vehicles
  • Non-owned Autos

Most importantly, though, we employ an outstanding team of professionals who will be there to help if you ever have to file a claim.

For more information, please contact a D. M. Johnson Insurance Agency professional at 860.436.5339.