Why Choosing the Right Car Insurance Matters
Most drivers in Farmington face three common challenges when shopping for auto coverage:
- Understanding Complex Coverage Options – With so many choices, it’s easy to overlook essential protections.
- Balancing Cost and Protection – The lowest premium isn’t always the smartest long-term investment.
- Limited Guidance – Some large insurers treat clients as policy numbers, not people.
As a trusted car insurance broker in Farmington, CT, we help you navigate these challenges. Our team compares policies from multiple car insurance companies in Farmington, CT to find the best coverage and price for your specific needs.
Comprehensive Auto Insurance Options
Connecticut law requires drivers to carry at least:
- $25,000 in bodily injury liability per person,
- $50,000 per accident, and
- $25,000 in property damage coverage.
While these are the legal minimums, today’s rising repair and medical costs often exceed them. That’s why our team helps clients customize their protection beyond the basics.
At D.M. Johnson Insurance, we offer a full range of coverage, including:
- Liability Coverage – Protects you if you cause an accident.
- Collision Coverage – Pays for damage to your car after an accident.
- Comprehensive Coverage – Covers theft, vandalism, or damage from storms and fires.
- Uninsured/Underinsured Motorist Coverage – Protects you if another driver isn’t adequately insured.
- Medical Payments Coverage – Covers medical expenses for you and your passengers, regardless of fault.
We’ll also help you understand how deductibles impact your premiums and identify opportunities for discounts—so you get quality coverage without overspending.
About D.M. Johnson Insurance
As a locally based car insurance company in Farmington, CT, D.M. Johnson Insurance is more than just an agency—we’re a partner who cares. Our licensed agents take time to explain your options, compare rates, and ensure you’re never underinsured.
We also offer additional protection beyond car insurance, including:
- Homeowners insurance
- Motorcycle and boat insurance
- Umbrella and life insurance
- Business coverage
No matter your situation, we’re committed to helping you protect what you’ve worked hard for—with flexible options and exceptional service.
About Farmington
Farmington, CT, located just west of Hartford, blends small-town charm with economic vitality. It’s home to major corporations like Otis Elevator and United Technologies and offers convenient access to I-84, Bradley International Airport, and nearby cities like Boston and New York. With such a busy lifestyle and high commuter traffic, having dependable car insurance in Farmington, CT is more important than ever.
Get a Quote Today
Whether you’re comparing policies or looking for a more responsive insurance partner, D.M. Johnson Insurance is here to help. Call 860-436-5339 or visit us at 2434 Berlin Turnpike, Newington, CT, to speak with a local expert.
Let our experienced car insurance brokers in Farmington, CT find a policy that fits your lifestyle and budget—so you can drive with confidence, knowing you’re fully protected.
