Why Newington Drivers Struggle with Auto Insurance
Choosing car insurance isn’t as simple as comparing rates. Many Newington drivers run into these common problems:
- Complex Coverage Choices – Understanding liability, deductibles, and add-ons can be overwhelming.
- Underinsured Risks – Choosing minimum coverage might save money short-term, but can lead to major expenses after an accident.
- Lack of Personal Guidance – Large insurers often provide limited support, leaving you on your own to figure out what’s best.
At D.M. Johnson Insurance, we eliminate the guesswork. As a trusted car insurance broker in Newington, CT, we compare multiple car insurance companies in Newington, CT to find the ideal policy for your unique situation—so you can drive with confidence knowing you’re fully protected.
Comprehensive Car Insurance Options
In Connecticut, drivers are required to carry at least:
- $25,000 in bodily injury liability per person,
- $50,000 per accident, and
- $25,000 in property damage coverage.
While these are the legal minimums, they often aren’t enough to cover real-life accident costs. Medical bills and repair expenses can easily exceed these limits, leaving you responsible for the difference. That’s why our agency helps clients go beyond the basics to build comprehensive protection.
Our coverage options include:
- Liability Coverage – Protects you if you’re responsible for an accident.
- Collision Coverage – Pays for damage to your vehicle after an accident.
- Comprehensive Coverage – Covers loss from theft, vandalism, or severe weather.
- Uninsured/Underinsured Motorist Coverage – Protects you if the at-fault driver has little or no insurance.
- Medical Payments Coverage – Covers medical expenses for you and your passengers, regardless of fault.
We also guide you through deductible options, discounts, and savings opportunities—helping you get quality coverage without unnecessary cost.
About D.M. Johnson Insurance
As a locally trusted car insurance company in Newington, CT, D.M. Johnson Insurance Agency is committed to serving our neighbors throughout Connecticut. From Newington and Berlin to West Hartford and Middletown, we’ve helped countless families protect their vehicles, homes, and businesses.
Our team specializes in a full range of insurance solutions, including:
- Auto and home insurance
- Motorcycle, RV, and boat insurance
- Life and disability insurance
- Business and umbrella coverage
Whether you’re a first-time buyer or a long-term customer, our friendly team provides honest advice and exceptional service.
About Newington, CT
Newington, located just south of Hartford, is a vibrant community known for its welcoming neighborhoods and rich local history. With major commuter routes nearby and a steady flow of local traffic, having dependable car insurance in Newington, CT is essential for everyday peace of mind.
Contact Us
If you’re looking for reliable, affordable, and personalized car insurance, D.M. Johnson Insurance Agency is here to help. Visit us at 2434 Berlin Turnpike, Newington, CT, or call 860-436-5339 to speak directly with one of our knowledgeable agents.
Let our experienced car insurance brokers in Newington, CT find the right coverage for your lifestyle—so you can focus on what matters most, knowing you’re protected every mile of the way.
Uninsured or Underinsured Motorist – pays for damages that you are legally entitled to recover for medical treatment if the driver who caused the accident didn’t have enough insurance or didn’t stop (hit-and-run). In Connecticut, this coverage is mandatory, but may be waived after the sale and is usually sold at limits matching your liability coverage. Medical payments – pays medical bills/expenses for you or your passengers resulting from an accident, regardless of fault. Deductible – A deductible is the amount you must pay before the insurance company will pay. For example, if you have a claim for $1,200 and a deductible of $500, the insurance company will deduct $500 and pay you $700. The higher your deductibles, the lower your premium
As you can see, there are lots of components to auto insurance, so you want expert advice. You can find that searching by for an insurance agent near you that can help you choose what’s best for you.
