At D. M. Johnson Insurance Agency, you can rely on us to be your trusted local insurance agency and help provide you with the coverage you need. We are an independent insurance agency, that helps match our clients with the right insurance provider with a tailored policy to fit their needs. We offer many personal insurance options, including Personal Life and Disability Insurance.
Life always throws us curveballs. From car accidents injuring others to your neighbors suing you because your animal accidentally bit them, your basic insurance coverage may not cover all the damages and medical expenses. Before you have to deal with the loss of time and money, have you considered getting an additional insurance plan that will kick in and help with these extra charges? That is where Personal Life and Disability Insurance comes in.
Life and Disability insurance offers an extra layer of liability coverage* to help defend you from a financially devastating claim or lawsuit. An life and disability policy provides $1 million to $5 million in additional liability coverage on top of an existing homeowners or auto policy. While life and disability coverage is optional, it can provide increased protection in the instance of an unfortunate accident.
How Do Life and Disability Policies Work?
Life and Disability insurance kicks in when damages from a covered claim surpass the limits in the underlying policy – everything from a lawsuit resulting from a delivery person slipping on ice in your driveway to medical care for a friend who was injured by your family pet.
Don’t sacrifice your family’s financial well-being to an unexpected accident. Talk to a D. M.Johnson Insurance Agency professional about adding Life and Disability insurance to your policy. One conversation today could prevent a split-second accident tomorrow from changing your life unexpectedly.
Would you be covered if…
Accidents happen. Are you prepared for the outcomes of the unexpected? Here are some questions to consider:
No one expects to find themselves in these situations, but life and disability insurance can offer peace of mind when the unexpected occurs.
For more information about these coverage options and how to include them in an life and disability insurance policy, please contact a D. M. Johnson Insurance Agency professional at 860-436-5339.