At D. M. Johnson Insurance Agency, you can rely on us to be your trusted Wethersfield insurance agency and help provide you with the coverage you need. We are an independent insurance agency, that helps match our clients with the right insurance provider with a tailored policy to fit their needs. We offer many personal insurance options, including Personal Umbrella Insurance.
Life always throws us curveballs. From car accidents injuring others to your neighbors suing you because your animal accidentally bit them, your basic Wethersfield CT insurance coverage may not cover all the damages and medical expenses. Before you have to deal with the loss of time and money, have you considered getting an additional insurance plan that will kick in and help with these extra charges? That is where Personal Umbrella Insurance comes in.
Umbrella insurance offers an extra layer of liability coverage* to help defend you from a financially devastating claim or lawsuit. An umbrella policy provides $1 million to $5 million in additional liability coverage on top of an existing homeowners or auto policy. While umbrella coverage is optional, it can provide increased protection in the instance of an unfortunate accident.
D. M. Johnson Insurance is your knowledgeable local agent who has experience with auto, home, motorcycle, umbrella, life, disability and business insurance. Whether you’ve recently purchased a new vehicle or home, or you’re thinking of making the move to a new insurance provider, our experienced, friendly, and professional customer service representatives can help.
Contact D. M. Johnson Insurance today to learn more about the optimal insurance coverage options for your vehicles, home and business. Plus, find out what discounts you might be eligible for.
About Wethersfield
Wethersfield is a town located in Hartford County, Connecticut, United States. It is located immediately south of Hartford along the Connecticut River. The town is part of the Capitol Planning Region. The population was 27,298 at the time of the 2020 census.
Many records from colonial times spell the name “Weathersfield” and “Wythersfield”, while Native Americans called it Pyquag. “Watertown” is a variant name.
The neighborhood known as Old Wethersfield is the state’s largest historic district, spanning 2 sq mi (5.2 km2) and containing 1,100 buildings, dating to the 17th, 18th and 19th centuries. The town is primarily served by Interstate 91.
How Do Umbrella Policies Work?
Umbrella insurance kicks in when damages from a covered claim surpass the limits in the underlying policy – everything from a lawsuit resulting from a delivery person in Wethersfield slipping on ice in your driveway to medical care for a friend who was injured by your family pet.
Don’t sacrifice your family’s financial well-being to an unexpected accident. Talk to a D. M. Johnson Insurance Agency professional about adding umbrella insurance to your policy. One conversation today could prevent a split-second accident tomorrow from changing your life unexpectedly.